---
title: XML | April 2021 Newsletter
image: https://info.xmlfg.com/hubfs/xml-nl-meta.png
---

This month from XML, we dive into imposter sites and how to stay on alert, and what NFTs are and all the hype surrounding them.

| LIFESTYLE DRIVEN ADVICE APRIL 2021 Hello,   This month from XML, we dive into imposter sites and how to stay on alert, and we learn about NFTs and what all the hype is. And whether you’re a golfer or not, I think you’ll like Curtis Congdon’s video using The Masters as a metaphor for investments.   Looking ahead, our next webinar is an important one: The Essentials of Estate Planning. Save the date, Wednesday, May 5, for this informative discussion with Michelle Cooper. Registration is open here.   Heads up that our annual notice and privacy policy disclosure communication goes out later this month. As always, if you have any questions about the information shared in the newsletter, please don’t hesitate to reach out to us.   What is an Imposter Site? XML's Chief Compliance Officer, Jennifer Szaro, explains what an imposter site is and offers some tips on what to do if you have fallen victim to an imposter site. READ THE BLOG From the Blog       NFTs: What's All the Hype? Find out what an NFT is and why it has exploded onto the scene Masters and the Market See what XML President Curtis Congdon has to say this week about The Masters and the markets Upcoming Webinar       The Essentials of Estate Planning In recent months, the Biden Administration has proposed several key changes to the tax code governing estate transfers. Specifically, these proposals include a significant reduction to the estate tax exemption and a discontinuation of the basis “step-up” that occurs when assets are inherited. Both of these proposed changes have the potential to significantly impact how your estate is taxed, and that’s why now is a critical time to explore estate planning strategies that can support your legacy.   On May 5, we will be hosting a live webinar covering these topics, led by XML Financial Group’s Michelle Cooper and Brett Bernstein. Click the button below to reserve your spot for this must-see webinar. REGISTER FOR THE WEBINAR Click here to view our full webinar library XML Team News Update       Michelle Appears on 'Life Unscripted' Michelle Cooper recently participated in a recent episode of "Life Unscripted" where she discussed her life story with members from the She Is It group. She Is It is a collective group of women dedicated to telling the stories of successful women who are changing how life after 50 is experienced. Check out Michelle's appearance in their most recent episode here. Important Reminders       The federal income tax filing due date for individuals for the 2020 tax year has been extended from April 15 to May 17. If you have kids who have earned income, they could consider a Roth IRA. Be on the lookout for multiple 1099 statements. Required Minimum Distribution (RMD) is back and the new starting age is 72. Please check out www.xmlfg.com/resources for the latest news, webinars, podcasts, articles, newsletters, etc. If you’d like to update your financial plan, talk to your XML Wealth Advisor. This communication is for information and educational purposes only. This is not a recommendation for the sale or investment in any product or strategy nor should it be perceived as individual advice. Information presented has been prepared from sources believed to be reliable but is not guaranteed and does not represent all available data necessary for making investment decisions. Economic and market forecasts presented herein reflect a series of assumptions and judgments as of the date of this presentation and are subject to change without notice. Forecasts do not consider the specific investment objectives, restrictions, tax and financial situation or other needs of an individual. Actual data will vary and may not be reflected here. Accordingly, these forecasts should be viewed as merely representative of a broad range of possible outcomes. The opinion expressed by this individual is based on facts and circumstances known at this time, is subject to change and does not reflect the opinions of all financial professionals of XML. XML Financial Group   One Preserve Parkway, Suite 120 \| Rockville, MD 20852 \| 301-770-5234   7600 Leesburg Pike, Suite 120 East \| Falls Church, VA 22043 \| 703-790-5999   208 S. Ridge Street, P.O. Box 3813 \| Breckenridge, CO 80424 \| 970-668-5701     Please ensure Javascript is enabled for purposes of website accessibility |
| --- |