---
title: New Rules for Inherited IRAs Could Leave Heirs With a Hefty Tax Bill
description: Recent rules may mean inheritors of traditional IRAs will owe more in taxes than they thought. Kiplinger has details on a couple strategies for minimizing the bill
---

[XML Financial Group Blog ](https://info.xmlfg.com/blog)

# [New Rules for Inherited IRAs Could Leave Heirs With a Hefty Tax Bill](https://info.xmlfg.com/blog/new-rules-for-inherited-iras-could-leave-heirs-with-a-hefty-tax-bill)

 Written by [XML Financial Group](https://info.xmlfg.com/blog/author/xml-financial-group) | Aug 29, 2023 2:00:00 PM

The Setting Every Community Up for Retirement Enhancement (SECURA) Act of 2019 effectively killed a popular strategy for avoiding taxes on inherited IRAs. Heirs now have two options: take a lump sum or transfer the money to an inherited IRA that must be depleted within 10 years of the death of the original owner. 

[Click here to read the article.](https://www.kiplinger.com/retirement/retirement-planning/new-rules-for-inherited-iras)

 

*This communication is for informational purposes only. No content or reference to a third-party article is intended to be a recommendation for the sale or investment in any product, strategy or service nor should it be perceived as individual advice. This commentary does not necessarily reflect the opinions of all employees or XML Financial Group and its affiliates (“XML”).  XML is not responsible for any actions taken related to this information.*

[View full post](https://info.xmlfg.com/blog/new-rules-for-inherited-iras-could-leave-heirs-with-a-hefty-tax-bill)

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