In 2025, numerous changes to Social Security have caused confusion and long wait times, with average phone hold times reaching 90 minutes and in-person appointments taking weeks. Fortunately, many key Social Security tasks can now be completed online, helping users avoid these delays. Online services include applying for retirement, spousal, or disability benefits; estimating future benefit amounts; printing benefit verification letters; updating contact and direct deposit information; and designating someone to manage your benefits if you're unable to in the future. While some actions, like applying for survivors or certain SSI benefits, still require phone or in-person contact, the online system offers a faster, more convenient option for most needs. Read the full article here.
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