Market volatility can be stressful, and doubly so when you’ve already reached retirement. At that stage, your income largely depends on market performance, and if markets are performing poorly, it can feel like you’re watching your retirement savings evaporate before your eyes.
As the saying goes, you don’t want to put all your eggs in one basket; instead, consider putting portions of your retirement savings into different “buckets.” Doing so can help you avoid relying solely on market performance—and the stress that comes with it.
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