LIFESTYLE DRIVEN ADVICE
DECEMBER 2021

Hello,

Our final newsletter for 2021 is an opportunity to look back and forward at the financial and economic landscape. First, in a recent holiday-themed video, XML President Curtis Congdon compared the cost of twelve items in 2019 to what they would cost in today’s economy. From a forward-looking perspective, in a recent blog post, we shared some tips and insights you can use to help reduce your chances of being audited by the IRS when tax season begins in February.

We'll be kicking off 2022 with two insightful webinars where we will gauge the past performance to inform our future outlook. First, on January 12, we are hosting our 2022 Markets Outlook webinar, featuring insights from Bradford Pineault (VP and Capital Markets Strategist at Fidelity) and Scott Wren (Global Equity Strategist at Wells Fargo Investment Institute). Bradford and Scott will join Rob Kantor, CIO & Co-Founder of XML, to discuss how the markets performed in 2021 and their expectations for 2022, and we encourage you to register to reserve your spot for this must-see discussion.

Then, on January 24, we will be discussing the past, present, and future of the airline industry with Andrew Levy, Founder & CEO of Avelo Airlines, America’s first new mainline airline in nearly 15 years. Andrew will join Brett Bernstein, CEO & Co-Founder of XML, to share the story of Avelo Airlines, his professional journey, and his thoughts on what the future may hold for the airline industry. To register for that webinar, click here.

Wealth Insights

In this week's edition of Wealth Insights, Curtis Congdon takes a fun look at what these twelve items would cost today versus how much they would have cost back in 2019.

Upcoming Webinars

2022 Markets Outlook

On January 12, Bradford Pineault, VP and Capital Markets Strategist at Fidelity, and Scott Wren, Senior Global Equity Strategist at Wells Fargo Investment Institute will join Rob Kantor, CIO & Co-Founder of XML, once again to offer their insights and perspectives on what transpired in the markets in 2021 and where the markets may go in 2022.

Avelo Airlines & The Road Ahead for the Airline Industry

In spite of the challenges posed by the pandemic, Avelo Airlines had its inaugural flight on April 28, 2021—the first time a new mainline airline has launched in the U.S. in almost two decades. On January 24, Avelo Airlines Founder & CEO Andrew Levy will join XML’s CEO & Co-Founder, Brett Bernstein, to talk about Avelo and what’s next for the airline industry.

From the Blog

Are You At Risk Of Being Audited?

Read this short blog on the measures you can take to help reduce the chances of being audited and why it's important to not take any chances when it comes to filing your taxes.

XML Team News Update

Brett Bernstein In the News

This past month, XML's CEO and Co-Founder, Brett Bernstein, was featured in two media pieces online. The first was for Business Insider, where Brett discussed some of the more common mistakes shoppers tend to make during the holiday season with the most notable one being the risks associated with buy now, pay later options.  

In a second article, this time for Financial Advisor magazine, Brett shared his perspectives on how the COVID-19 pandemic has forced companies to alter their working arrangements with flexible scheduling being one of the bigger advantages to attracting new employees.

Michelle Cooper In the News

XML-W's Director and Co-Founder, Michelle Cooper, was also recently featured in the news. In their Power Women series, Authority Magazine interviewed Michelle where she offered her insights on how to successfully navigate work, love, and life as a powerful woman. 

Giving Back to a Great Cause

Collins Investment Group CEO & Founder, Bob Collins and his wife, Beth, have long been supporters of a cause that is near and dear to their hearts. Recently, the Collins' made a $250,000 donation to The Janice Goldwater Legacy Fund of Adoptions Together, a nonprofit organization that supports children and families formed through adoption. To read more about Bob and Beth's transformational donation that will help ensure the long-term sustainability of Adoptions Together, read the press release here.

This communication is for information and educational purposes only. This is not a recommendation for the sale or investment in any product or strategy nor should it be perceived as individual advice. Information presented has been prepared from sources believed to be reliable but is not guaranteed and does not represent all available data necessary for making investment decisions. Economic and market forecasts presented herein reflect a series of assumptions and judgments as of the date of this presentation and are subject to change without notice. Forecasts do not consider the specific investment objectives, restrictions, tax and financial situation or other needs of an individual. Actual data will vary and may not be reflected here. Accordingly, these forecasts should be viewed as merely representative of a broad range of possible outcomes. The opinion expressed by this individual is based on facts and circumstances known at this time, is subject to change and does not reflect the opinions of all financial professionals of XML.