LIFESTYLE DRIVEN ADVICE
JANUARY 2022

Hello,

Our first newsletter of 2022 is all about the big picture. On January 12, Bradford Pineault (VP and Capital Markets Strategist at Fidelity) and Scott Wren (Global Equity Strategist at Wells Fargo) joined XML’s CIO and Co-Founder, Rob Kantor, and shared their expectations for the capital markets in 2022. If you weren’t able to attend the webinar, visit our Webinar Library to watch the recording.

As you look at your own big picture of 2022, you may be evaluating a job change – and you aren’t alone. More and more Americans are leaving their jobs en masse in what is known as “The Great Resignation.” While considering your options, think about the long-term financial implications of your decisions with the help of an article posted recently in our blog. And reach out to your wealth advisor to talk through the considerations so you’re in a position to make the best decision for yourself.

And for those looking at the big picture of taxes, you may want to know the updated landscape for Roth IRAs; understanding the rules and guidelines can be critical and directly impact your retirement and financial planning. Check out the article below on our blog to steer you in the right direction.

In our upcoming webinar on January 24, we will continue our focus on the big picture. We will be discussing the past, present, and future of the airline industry with Andrew Levy, Founder and CEO of Avelo Airlines, America’s first new mainline airline in nearly 15 years. Andrew will join XML's CEO and Co-Founder, Brett Bernstein, to share the story of Avelo Airlines, his professional journey, and his thoughts on what the future may hold for the airline industry. It promises to be a fascinating discussion, so click here to register!

As always, if you have any questions about the information shared in the newsletter, please don’t hesitate to get in touch with us.

Avelo Airlines & The Road Ahead for the Airline Industry

In spite of the challenges posed by the pandemic, Avelo Airlines had its inaugural flight on April 28, 2021—the first time a new mainline airline has launched in the U.S. in almost two decades. On January 24, Avelo Airlines Founder and CEO Andrew Levy will join XML’s CEO and Co-Founder, Brett Bernstein, to talk about Avelo and what’s next for the airline industry.

Blogs

Things To Consider Before Joining The Great Resignation

“The Great Resignation,” began during the COVID-19 pandemic when business shutdowns led workers to re-evaluate their priorities. Read on to find out why handing in your two-week notice can come with costly financial consequences.

The Roth IRA Landscape Is Changing

If you've been benefitting from a Roth IRA account, you might be surprised to know that there are a few rules and guidelines that could affect your tax and retirement planning. Click below to learn what these guidelines are and how they could affect you.

On-Demand Webinars

2022 Markets Outlook

On January 12, Bradford Pineault, VP and Capital Markets Strategist at Fidelity, and Scott Wren, Senior Global Equity Strategist at Wells Fargo Investment Institute joined Rob Kantor, CIO & Co-Founder of XML, once again to offer their insights and perspectives on what transpired in the markets in 2021 and where the markets may go in 2022. Watch what they had to say in this informative webinar.

XML Team News Update

XML Year-End Holiday Party

2021 was another challenging but rewarding year, both for the clients we proudly serve and XML team members. To mark the end of the year and holiday season, we found some time in December to gather virtually and say hello, see each other's faces, and share some laughs. Celebrating in style, we indulged in an amazing wine and charcuterie tasting put together by Monger Provisions!

ETF.com

ETF.com is the de facto king when it comes to finding out everything you need to know about exchange-traded funds. Recently, our CIO and Co-Founder, Rob Kantor, and President, Curtis Congdon, were featured in two articles.

In the first article, Rob shares his perspectives on taking advantage of inflation and rising interest rates and even offers readers a very important TIP when it comes to learning about ETF options.

The second article talks about how the U.S. large-cap market continues to exert its dominance but that shouldn't stop investors from exploring opportunities in other markets. 

Foiling Fraudsters

Safeguarding your personal information and passwords is a necessity in today's digital world. As cybercrime continues to increase and become more sophisticated in the process, click here to find out two simple things you can do to ensure you're maintaining a safe online presence.

This communication is for information and educational purposes only. This is not a recommendation for the sale or investment in any product or strategy nor should it be perceived as individual advice. Information presented has been prepared from sources believed to be reliable but is not guaranteed and does not represent all available data necessary for making investment decisions. Economic and market forecasts presented herein reflect a series of assumptions and judgments as of the date of this presentation and are subject to change without notice. Forecasts do not consider the specific investment objectives, restrictions, tax and financial situation or other needs of an individual. Actual data will vary and may not be reflected here. Accordingly, these forecasts should be viewed as merely representative of a broad range of possible outcomes. The opinion expressed by this individual is based on facts and circumstances known at this time, is subject to change and does not reflect the opinions of all financial professionals of XML.