LIFESTYLE DRIVEN ADVICE
JULY 2021

Hello,

In this month's newsletter, we examine your financial picture and ask if behaviorial biases are getting in the way of your decision-making when it comes to your finances. With the first half of 2021 behind us, Curtis gives his latest thoughts on what to watch out for in the markets in the second half of 2021. 

Speaking of a first half-year recap, we recently held a webinar where market strategists, Bradford Pineault and Scott Wren, joined XML's John Sciuto to discuss the performance of the markets during the first half of 2021. If you happened to miss this insightful discussion, you can watch a recording of this webinar here.

As always, if you have any questions about the information shared in the newsletter, please don’t hesitate to reach out to us.

Collins Investment Group Joins XML Financial Group

We are thrilled to announce that Collins Investment Group (CIG), a leading wealth management practice in Bethesda, Maryland, will be joining our team at XML Financial Group.

Founded in 2008 by Robert Collins, CIG provides comprehensive wealth and investment management services to high-net-worth clients and families in the Washington, DC area, and across the country.

This partnership will only strengthen our ability to serve the unique needs of our clients, and we invite you to read the full press release below.

From the Blog

Are Behavioral Biases Affecting Your Financial Picture?

Learn a few ideas that can help you overcome behavioral biases as it relates to your finances.

XML Wealth Insights:

5 Keys For The Second Half Of 2021

With the first half of 2021 in the rearview mirror, click here to find out what Curtis says to watch out for in the second half of 2021.

Webinar

2021 Mid-Year Markets Outlook

On July 20, we hosted a live webinar featuring insight and perspective from two veterans of the capital markets: Bradford Pineault, VP and Capital Markets Strategist at Fidelity, and Scott Wren, Senior Global Equity Strategist at Wells Fargo Investment Institute. Hosted by John Sciuto, Wealth Advisor at XML Financial Group, this event was a valuable opportunity for clients to ask questions directly to senior equity strategists at Fidelity and Wells Fargo Investment Institute.

Click here to view our full webinar library

XML Team News Update

XML is Leading the Way for Young Entrepreneurs

XML has been supporting and mentoring young entrepreneurs and their visions in partnership with the Bullis School since 2015. “We are always proud to work with the students at the Bullis School in their CAPSTONE Entrepreneurship program," said Brett Bernstein, CFP^®, CEO and Co-Founder of XML Financial Group (XML).

One of the biggest success stories of this partnership has been the emergence of OTGBABY, an innovative diaper bag changing station. Founded by Brett Guterman, the company has patented The Go Bag to market via a successful Kickstarter campaign in September 2020 and has been selling its products across the U.S. and Canada since February 2021. The functional and fashionable Go Bags are currently being sold through the company’s website www.otgbaby.com as well as in over 30 boutiques across the country. Click here to read more.

Welcome to the team, Radley!

Radley Ellenbogen is an Operations Associate at XML Financial Group. Radley joined XML in
June 2021 after graduating from the University of Maryland. Radley previously interned at XML
in the Summer of 2018. Radley currently lives in Gaithersburg, Maryland, and in his free time, he enjoys golfing, going to the beach, and supporting D.C. sports teams.

Important Reminders

• Required Minimum Distribution (RMD) is back and the new starting age is 72.
• Please check out www.xmlfg.com/resources for the latest news, webinars, podcasts, articles, newsletters, etc.
• If you’d like to update your financial plan, talk to your XML Wealth Advisor.

This communication is for information and educational purposes only. This is not a recommendation for the sale or investment in any product or strategy nor should it be perceived as individual advice. Information presented has been prepared from sources believed to be reliable but is not guaranteed and does not represent all available data necessary for making investment decisions. Economic and market forecasts presented herein reflect a series of assumptions and judgments as of the date of this presentation and are subject to change without notice. Forecasts do not consider the specific investment objectives, restrictions, tax and financial situation or other needs of an individual. Actual data will vary and may not be reflected here. Accordingly, these forecasts should be viewed as merely representative of a broad range of possible outcomes. The opinion expressed by this individual is based on facts and circumstances known at this time, is subject to change and does not reflect the opinions of all financial professionals of XML.