LIFESTYLE DRIVEN ADVICE
MARCH 2022

Hello,

The big story this month is, of course, the Russian invasion of Ukraine. The war began in late February and has continued into March. Although peace talks are ongoing, there has been little progress, and the hostilities seem likely to continue for at least the near future. In a recent edition of Wealth Insights, XML President Curtis Congdon shared his insights into the conflict and its impact on global markets and inflation rates.

Five was the magic number in our recent blog posts. First, we discussed five retirement planning rules of thumb that aren’t quite as rigid as they might seem; in fact, if these rules are followed too closely, they can actually have a negative impact on your retirement plan. And on the subject of retirement, we also highlighted five key points that every retirement plan should address to ensure you are prepared for life after your career. 

Up to this point in 2022, we've seen plenty of uncertainty and volatility in the markets. On April 13 at 12PM ET, XML President, Curtis Congdon, will be joined by Invesco Senior Investment Strategist, Talley Léger, to discuss how to best navigate through volatility in the markets. This discussion will be one you won't want to miss so register for this webinar today.

Finally, March is Women’s History Month, and we recently marked the occasion with a webinar discussing the importance of empowering women in finance, investing, and beyond. Michelle Cooper, Director of XML-W - Women, Wealth, & Wellness, hosted a conversation with Jennifer Prosser, Market Strategist at Goldman Sachs Asset Management. Michelle and Jennifer discussed Womenomics: how empowering women can lead to financial and economic success for everyone. We encourage you to watch the recording of this very important conversation that will be available early next week.

As always, if you have any questions about the information shared in the newsletter, please don’t hesitate to get in touch.

Wealth Insights: Russia In Perspective

In this week's edition of Wealth Insights, XML President Curtis Congdon shares his insights on the continuing and evolving situation unfolding between Ukraine and Russia and the impact this conflict is having on global markets and inflation rates.

Blogs

5 Costly Retirement Planning Myths

Depending on your individual retirement strategy, following certain predefined rules too closely could have negative effects on your overall retirement plan. Take a look at this article that explains some of the most costly retirement planning myths.

The 5 Key Points Every Retirement Plan Should Address

There is no “right” way to enjoy retirement but there is a right way to prepare for it. There are some considerations that need to be part of every retirement strategy and here are the 5 most important ones.

Upcoming Webinar

Navigating Volatility

On April 13, Curtis Congdon (President, XMLFG) will be joined by Talley Léger (Senior Investment Strategist, Invesco) for an illuminating conversation on how to effectively navigate market volatility. Structured as an open discussion, the topics covered in this webinar will include:

• Why every generation has faced its share of challenges in capital markets
• The one factor that has the greatest impact on investment results
• Why new highs in the market are nothing to fear
• The dangers of “following the herd” in investing

This communication is for information and educational purposes only. This is not a recommendation for the sale or investment in any product or strategy nor should it be perceived as individual advice. Information presented has been prepared from sources believed to be reliable but is not guaranteed and does not represent all available data necessary for making investment decisions. Economic and market forecasts presented herein reflect a series of assumptions and judgments as of the date of this presentation and are subject to change without notice. Forecasts do not consider the specific investment objectives, restrictions, tax and financial situation or other needs of an individual. Actual data will vary and may not be reflected here. Accordingly, these forecasts should be viewed as merely representative of a broad range of possible outcomes. The opinion expressed by this individual is based on facts and circumstances known at this time, is subject to change and does not reflect the opinions of all financial professionals of XML.