LIFESTYLE DRIVEN ADVICE
NOVEMBER 2021

Hello,

In this month's newsletter, we pull back a bit and take a look at the big-picture ideas and developments that might impact your wealth management strategy. First, in a recent video, XML President Curtis Congdon shared his perspective on Q3 earnings reports and whether investors can expect those strong results to continue into next year. But if things don’t unfold according to expectations, it is important to be able to adapt your wealth management strategies—and in a recent blog post, we discussed how football coaches demonstrate a similar kind of flexibility. Finally, we also explained why stress-testing your financial plan can help you avoid being caught off-guard by market or economic changes.

On the topic of big-picture thinking, we recently held a webinar to discuss the four key elements of your financial journey: Taxes, Rates, Inflation, & Policy, or TRIP. John Tousley, CFA and Managing Director at Goldman Sachs Asset Management joined Curtis for an important discussion on creating a roadmap for your financial TRIP,  and the discussion yielded important insights that can help you prepare for your financial future. To view the webinar recording, click here.

As we convene with loved ones over the Thanksgiving holiday, just a reminder this time of year is a great time to dust off your financial plan and update it for any changes to your financial picture. If you would like to do so, please contact your Wealth Advisor to update your financial plan or to discuss multi-generational financial planning. More and more clients have utilized us to connect with their children and grandchildren to discuss multi-generational planning. Some do it simply to connect us. Others, use it as a way for the next generation to engage in their own financial planning and wealth management process. Doing so can help ensure that you meet your financial goals for you and your loved ones in 2022 and beyond.

Quarter 3 2021 Earnings

In this week's edition of Wealth Insights, Curtis Congdon shares his perspectives on the strong results of Q32021 earnings and whether this trend is likely to continue into the last quarter and into 2022.

From the Blog

What Can Football Teach Us About Investing?

Find out how football and investing share many of the same tenets and how in both, it may be wise to alter your strategies given certain situations.

Stress-Test Your Financial Plan

Learn about how stress-testing your financial plan can be a good way to ensure it is robust enough to withstand market or economic changes.

Webinar Recording

A Roadmap for Your Financial TRIP (Taxes, Rates, Inflation, & Policy)

On November 17, we hosted a must-see webinar featuring insight and perspective from one of the leading minds in economic and market strategy: John Tousley, CFA, Managing Director at Goldman Sachs Asset Management. John joined XML's Curtis Congdon to discuss how you can create the right roadmap for your financial TRIP (taxes, rates, inflation & policy).

Click here to view our full webinar library

XML Team News Update

XML Teaches at GWU

We take great pride in teaching and mentoring the next wave of wealth management professionals and recently, XML CEO & Co-founder Brett Bernstein, had the privilege of imparting some guidance and knowledge to students at George Washington University's School of Business. 

Welcome to the team, Deborah Jalota!

We are pleased and excited to introduce our newest team member, Deborah Jalota. Deborah is a Client Services Specialist and will be based out of our Bethesda office. Welcome to the XML family, Deborah!

This communication is for information and educational purposes only. This is not a recommendation for the sale or investment in any product or strategy nor should it be perceived as individual advice. Information presented has been prepared from sources believed to be reliable but is not guaranteed and does not represent all available data necessary for making investment decisions. Economic and market forecasts presented herein reflect a series of assumptions and judgments as of the date of this presentation and are subject to change without notice. Forecasts do not consider the specific investment objectives, restrictions, tax and financial situation or other needs of an individual. Actual data will vary and may not be reflected here. Accordingly, these forecasts should be viewed as merely representative of a broad range of possible outcomes. The opinion expressed by this individual is based on facts and circumstances known at this time, is subject to change and does not reflect the opinions of all financial professionals of XML.