LIFESTYLE DRIVEN ADVICE
OCTOBER 2021

Hello,

In this month's newsletter, we take a closer look at some of the key factors impacting the markets and their potential effects on your wealth management strategy. First, in a recent video, XML President Curtis Congdon shared his perspective on how interest rate movements historically impact investment markets.

Meanwhile, the average life expectancy may have dipped in the last year, but as we discuss in a recent blog post, that does not mean you should adjust your retirement savings target downward. Finally, we examined the constantly evolving social security landscape and what impact these changes may have on your retirement plans.

Speaking of taxes, we are holding a webinar to discuss the four key elements of your financial journey, or TRIP: Taxes, Rates, Inflation, & Policy. John Tousley, CFA and Managing Director at Goldman Sachs Asset Management will join Curtis, on Wednesday, November 17 at 12:00 PM ET for an important discussion on creating a roadmap for your financial TRIP. This is a great opportunity to hear directly from a leading market and economic strategist on what could be next for you and your financial journey, To register for this timely and important webinar, click here.

Lastly, if you missed our webinar on Medicare, Jason Klopman was joined by Blayney Del Priore and Kevin Peters of Lifestyle Life Insurance to discuss how to make the enrollment process as seamless as possible. If you would like to watch this insightful primer on the Medicare enrollment process, the webinar recording is available here.

As always, if you have any questions about the information shared in the newsletter, please don’t hesitate to get in touch.

What Happens to the Market When Rates Rise

In this week's edition of Wealth Insights, Curtis Congdon shares his perspectives on the impact that rising (and falling) interest rates have historically had on the markets.

From the Blog

Life Expectancy May Be Down but Your Retirement Plans Doesn't Have to Be

Find out how to maximize your savings in your retirement years even if the average life expectancy has fallen 

The Basics Of Social Security In 2021

Social Security is constantly evolving and it’s important for retirement savers to stay on top of updates or changes that could affect your benefits. Find out how.

Upcoming Webinar

A Roadmap for Your Financial TRIP (Taxes, Rates, Inflation, & Policy)

On November 17, we will be hosting a must-see webinar featuring insight and perspective from one of the leading minds in economic and market strategy: John Tousley, CFA, Managing Director at Goldman Sachs Asset Management. John will be joining us to discuss how you can create the right roadmap for your financial TRIP (taxes, rates, inflation & policy).

Curtis will host the discussion, and it is a great opportunity for you to learn what could be next for your investments and your financial journey. 

Click here to view our full webinar library

XML Team News Update

Welcome to the team, Annie Hall!

We are pleased and excited to welcome our newest team member, Annie Hall. Annie is a Client Service Associate and will be based out of our Falls Church office. Welcome to the XML family, Annie!

Shred Event

A quick thank you to everyone that was able to attend the shred event. It was great to see some familiar faces and we hope you were able to shred all the documents that were cluttering up your office space!

XML Supports the DCR Foundation

The Devon C. Rubenstein Foundation was founded to provide resources to help prevent suicide among young adults. XML is a proud supporter of this cause and here is XML CIO & Co-founder, Rob Kantor alongside DCRF founder, Mitchell Rubenstein. To learn more about the DCRF, click here.

XML Helps Raise $375,000!

XML was a proud title sponsor of the So What Else Gala. As one of the event's biggest supporters, the Gala was able to raise over $375,000 that will go towards supporting various youth initiatives. Click here to find out more about what So What Else does and how you can get involved with this terrific organization.

Financial Therapist?

XML CEO & Co-founder, Brett Bernstein, was recently quoted in a Barron's article titled Do Advisors Need a Financial Therapist on Their Team? Click here to read the article in full and to read Brett's remarks on psychology and investing. 

This communication is for information and educational purposes only. This is not a recommendation for the sale or investment in any product or strategy nor should it be perceived as individual advice. Information presented has been prepared from sources believed to be reliable but is not guaranteed and does not represent all available data necessary for making investment decisions. Economic and market forecasts presented herein reflect a series of assumptions and judgments as of the date of this presentation and are subject to change without notice. Forecasts do not consider the specific investment objectives, restrictions, tax and financial situation or other needs of an individual. Actual data will vary and may not be reflected here. Accordingly, these forecasts should be viewed as merely representative of a broad range of possible outcomes. The opinion expressed by this individual is based on facts and circumstances known at this time, is subject to change and does not reflect the opinions of all financial professionals of XML.