Recent studies reveal that a growing number of older adults are opting to continue working well into their later years. Reasons include changing retirement dreams, financial readiness and Social Security, and the health benefits of working and having a daily purpose. 

The landscape of retirement is shifting as more older adults choose to remain in the workforce, either partially or fully. Whether driven by financial necessity, the high cost of health insurance, or the desire for continued mental and social engagement, working longer is becoming a new norm for many. As retirement planning evolves, understanding these factors can help you make informed decisions about your own retirement journey. Talk to your XML wealth advisor to determine how continuing to work could affect you.  

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