Re-Thinking Retirement - Reasons To Keep Working

older workers

Recent studies reveal that a growing number of older adults are opting to continue working well into their later years. Reasons include changing retirement dreams, financial readiness and Social Security, and the health benefits of working and having a daily purpose. 

The landscape of retirement is shifting as more older adults choose to remain in the workforce, either partially or fully. Whether driven by financial necessity, the high cost of health insurance, or the desire for continued mental and social engagement, working longer is becoming a new norm for many. As retirement planning evolves, understanding these factors can help you make informed decisions about your own retirement journey.

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This communication is for informational purposes only. No content or reference to a third-party article is intended to be a recommendation for the sale or investment in any product, strategy or service nor should it be perceived as individual advice. This commentary does not necessarily reflect the opinions of all employees or XML Financial Group and its affiliates (“XML”).  XML is not responsible for any actions taken related to this information.


XML Financial Group and its Wealth Advisors are not licensed tax or legal professionals and do not offer tax or legal advice. These materials are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding penalties that may be imposed on the taxpayer under U.S. federal tax laws. Individuals should consult their personal tax or legal professional regarding tax filings, such that may be required for certain trusts, retirement and ERISA plans, and any tax- or legal-related investment decisions.


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