Webinar | The 10 Commandments of Investor Behavior

For years, it has been assumed that success or failure in financial markets had primarily to do with the quality of the investments themselves and little to do with human behavior. However, more current research has found that investor behavior is one of the central determinants of financial well-being. For instance, while the S&P 500 has returned over 8% over the last 20 years, the average investor in the market has taken home a paltry 4%. This gulf between market returns and realized returns is known as the "behavior gap," and savvy investors are realizing their behavior plays as big a role in their financial success as the assets in which they are invested.

On June 13, Curtis Congdon, CFP®, CRPC® (President, XMLFG) was be joined by Dr. Daniel Crosby, Ph.D. (Chief Behavioral Officer at Orion Advisor Solutions) for an important conversation about the 10 Commandments of Investor Behavior: 10 rules that can help you minimize the behavior gap and reach the retirement you deserve. 

HubSpot Video


Specifically, Dr. Crosby covered:

  • Why behavioral risk—not market risk—is the biggest threat to your financial security
  • How liquidity, transparency and ease of access to your savings can encourage poor investor behavior
  • The four times you should never make a big investing decision
  • Why it pays to be ordinary when it comes to investing

Dr. Daniel Crosby, Ph.D

Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of mind and markets. Dr. Crosby's first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards and has been translated into 9 languages. His latest work, The Behavioral Investor, is a comprehensive look at the neurology, physiology and psychology of sound financial decision-making.

Curtis Congdon, CFP®, CRPC®

Curtis Congdon, CFP®, CRPC® is President of XML Financial Group. An accomplished advisor and member of the XML Executive Committee, Curtis believes strongly in providing lifestyle-driven advice. Relentlessly dedicated to his clients’ success, Curtis and his team work to understand client’s unique goals and needs, then craft a plan and investment strategy to help clients feel confident that their money is serving them. Curtis is a Certified Financial Planner® professional and Chartered Retirement Planning Counselor®. Having been nominated by his peers, Curtis was included in the Northern Virginia Magazine’s Top Financial Professionals list from 2015 – 2020 for Investment Planning and Retirement Planning.

Curtis studied Finance at James Madison University and Georgetown University. He continues a love of learning on diverse topics from Philosophy to Austrian economics. Curtis lives in Clifton Virginia with his wife Jenn and their two children. As a family the Congdon’s support many organizations and causes including New Life Christian Church, Cru, The Mises Institute, and Compassion International.

*This webinar is for educational and informational purposes only. Content is not intended to be a recommendation or solicitation for the sale or investment in any product, strategy or service nor should it be perceived as individual advice.

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