Join us on Thursday, April 23 at 1:00 pm EST to learn more about Securities-Backed Lines of Credit (SBLOCs) presented by XML CEO and Co-Founder, Brett Bernstein, CFP® and Goldman Sachs Regional Banking Director, Suzette LaBonne. This virtual event is designed to help you understand what an SBLOC is, how and when they can be used, and who they are best suited for.
What You'll Learn:
✔ When SBLOCs Can and Cannot Be Used: Learn about common uses and their restrictions.
✔ How SBLOCs Compare to Other Lending Options: Learn how these compare to other common lending options like HELOCs.
✔ SBLOC Case Studies: Learn about how individuals and families have used this solution via real-life scenarios.
✔ SBLOC Risks and Other Considerations: Learn about risks and other considerations including how market volatility can affect the collateral value.
Get practical advice on this potential solution; plus, ask questions, and learn the pros and cons of SBLOCs.
Register Today
About Brett Bernstein, CFP®
Brett Bernstein is the CEO and Co-founder of XML Financial Group. He manages the operations of the firm, including the firm’s M&A strategy. Brett is an active financial advisor assisting clients with his holistic approach to goal-setting and problem-solving. Prior to co-founding XML in 2004, he was a Vice President and Senior Financial Advisor at Merrill Lynch, where he was a designated Producing Sales Manager for a multi-billion-dollar complex.
Brett is a serial entrepreneur actively investing in many start-up companies and has led his firm in three acquisitions. He earned his Certified Financial Planner® professional designation in 2003. He is a sought-after speaker and industry commentator having numerous contributions in the Wall Street Journal, Financial Advisor Magazine, Investment News, and Forbes. Brett received a Bachelor of Science in finance from the University of Maryland’s Robert H. Smith School of Business and continued his education at Georgetown University and Harvard Business School’s Executive Leadership Program.
About Suzette LaBonne:
Suzette has over 30 years of diverse experience within banking and lending with a focus on working with high-net-worth clients. Throughout her career, she has gained extensive experience in commercial, structured, and securitized lending. She actively collaborates with advisors to solve for clients’ complex liquidity needs and deepen relationships.
Prior to joining Goldman Sachs, Suzette helped launch the BNYM/Pershing lending platform within Pershing Advisors Solution (PAS), working closely with RIAs to structure lending solutions to meet the complex needs of high-net-worth clients. Previously, she led the Commercial Banking Advisory channel at Citibank in the Boston, Connecticut, and New York markets, delivering lending, treasury solutions, investments, and succession planning solutions through the Smith Barney/Morgan Stanley advisory platform. Prior to Citi, Suzette worked at Merrill Lynch Business Financial Services, where she was responsible for credit, asset/cash management and M&A sell side originations working in consultation with financial advisors in the NJ market. Before joining Merrill Lynch, she spent 12 years in commercial banking with Citibank in various roles including sales/relationship management, commercial lending, and portfolio management.
Important Disclosures: To use this product, XML Financial Group initiates a securities-based loan request on your behalf through Goldman Sachs Private Bank. You then pledge one or more of your Fidelity advisory accounts as collateral. Goldman Sachs uses a digital platform and forms will be delivered and signed through DocuSign. There is no affiliation between XML Financial Group, its advisers and Goldman Sachs. Neither XML Financial Group nor its advisers receive compensation or financial incentives for offering this service to clients or for any loans that have been put in place.
The spouse of XML's CEO, Brett Bernstein, is an employee of Goldman Sachs Private Bank. She is not involved in soliciting loan business from XML nor does she receive direct compensation or financial incentives for business originating from XML
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