Join us on Tuesday, December 9, 2025, for an educational webinar presented by Edward Siraya from Home Helpers Home Care of Hanover, MD and Nicole Treiber, XML Wealth Advisor. Choosing the right type of care for yourself or a loved one can feel overwhelming. In this informative webinar, we’ll break down what in-home care includes, who it’s best suited for, and when it might—or might not—be the right choice. Plus, we will talk about in-home care alternatives like institutional care. 

Why you should attend: 

• Learn about what in-home care includes and who its for
• Understand when in-home care can make sense and when it might not
• Discover the real costs of in-home care
• Gain insight on what to consider if in-home care isn't a fit and the alternative options 
• Understand the pros and cons of institutional care
• Learn how to prepare financially and emotionally for future care needs

About Edward Siraya:

Born and raised in the vibrant island nation of Taiwan, Edward Siraya charted a bold path across oceans—first as a naval officer, then as an immigrant to the United States, and now as a visionary entrepreneur and advocate for elder care. A former Lieutenant Commander in the U.S. Navy, Edward's life has been marked by discipline, honor, and a deep commitment to service. His years in uniform shaped him into a resilient leader with a global perspective and an unshakable sense of duty—qualities that now power his mission in civilian life.

A true explorer at heart, Edward is a passionate scuba diver and he's also a devoted Star Trek enthusiast, drawn to the series’ ideals of unity, discovery, and a better future for all—principles that mirror his own journey from Taiwan to America. Today, Edward stands at the helm of Home Helpers Home Care of Hanover, MD, where he leads with empathy, integrity, and a deep respect for every individual’s story. As an immigrant business owner and veteran, he understands the value of hard work, the strength of diversity, and the power of giving back. Whether navigating the open ocean or the complex world of caregiving, Edward Siraya’s compass is always guided by service, compassion, and the bold belief that no one should ever have to age alone.

About Nicole Treiber:

Nicole Treiber is a dedicated Wealth Advisor at XML Financial Group, specializing in offering personalized financial planning and investment strategies to guide clients through different stages of their lives. With nearly a decade of experience in the financial services industry, she is committed to providing exceptional customer service and ensuring that each client feels valued and supported. Nicole strongly believes in helping clients make informed decisions that align with their personal and financial goals. Her goal is to empower clients to build a secure future for themselves and their families.

Nicole’s associate’s degree in psychology and a rich history of customer service and management experience, brings a unique perspective to her role. Prior to joining XML in 2014 (previously Lara, May & Associates), she was the Chief Operating Officer of a travel company, demonstrating her exceptional leadership and organizational skills. Nicole holds the FINRA Series 7 and 66 qualifications and is a licensed insurance agent. Committed to continuous learning, she actively pursues additional licensing and stays up to date with the latest industry trends and regulations. Recently relocated from Colorado to XML’s headquarters in Bethesda, Nicole embraces the opportunity to be closer to her family while continuing to serve and support her clients.

Outside of her professional endeavors, Nicole is an avid animal lover and cherishes quality time with her two dogs and husband. During her leisure time, she enjoys traveling the world, and exploring new cultures and experiences.

This communication is for information and educational purposes only. This webinar is not a recommendation for the sale or investment in any company, product, or strategy nor should it be perceived as individual advice. Information presented has been prepared from sources believed to be reliable but is not guaranteed and does not represent all available data necessary for making investment decisions. The opinion expressed by this individual is based on facts and circumstances known at this time, is subject to change and does not reflect the opinions of all financial professionals of XML.