Experts often recommend keeping an emergency fund that will support you for three to six months, just in case. Most Americans have no emergency fund at all, however, and the idea of saving up 6 months of living expenses is becoming increasingly impractical in a world of rapid inflation, high interest rates, and wages that haven’t budged in decades. If 6 months is impractical or impossible, would a 3-month emergency fund be feasible and/or sufficient? 

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