In this week’s video, Curtis Congdon, President of XML Financial Group, breaks down the recent volatility in the gold and silver markets. Precious metals have traded near recent highs as tensions between the White House and the Federal Reserve prompted some investors to seek perceived “safe-haven” assets. At the same time, central banks around the world have increased gold holdings to hedge against inflation and reduce reliance on fiat currencies. Additional demand from industrial uses, including AI-related technologies, has also supported prices.

However, last week’s pullback reflects improved stability from the Federal Reserve, reducing the urgency for investors to seek safe havens and leading to a price correction. Historically, gold and silver have experienced similar cycles—rising during periods such as the stagflation of the 1970s and the financial crisis from 2008 to 2011. While these commodities remain prone to boom-and-bust cycles, they can play a role in a diversified portfolio. It's important to align these assets with your long-term financial goals and talk to your XML Wealth Advisor how they may fit into your overall strategy. 

Have questions about how these insights and ideas could impact your personalized wealth management strategy? Let’s talk.

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